Individual Retirement Accounts » Traditional Rollover or Contributory IRAs

Investment Options

Basic guidelines for Fiserv Trust Company’s Administratively Feasible Investments Policy are set by the IRS, DOL and other regulatory entities; other investment options and restrictions are set by Fiserv Trust Company for administrative purposes.

Fiserv Trust’s list of Administratively Feasible Investments includes the following publicly traded securities and alternative investments:

Publicly Traded Securities

Annuities
Bonds
Certificates of Deposit
Covered Options
Commercial Paper
Managed Accounts
Mutual Funds
Public Limited Partnerships
Public REITs
Stocks
Treasuries
Unit Investment Trusts
U.S. Government Securities

Alternative Investments

Real Estate
Private Investments
Private Limited Partnerships
Private Stocks and Bonds
Private REITs
Private Limited Liability Companies
Mortgage Notes/Deeds of Trust
Offshore Investments
Promissory Notes (unsecured)
Tax Certificates

Fiserv Trust Money Market Account (cash deposit option)

Cash deposits awaiting investment held in the Fiserv Trust Money Market Account are insured to the legal limit per depositor by the Federal Deposit Insurance Corporation (FDIC).

Investments held in accounts at Fiserv Trust Company, except for cash deposits up to $100,000, are not insured by the FDIC, are not deposits or obligations of, and are not guaranteed by Fiserv Trust Company. Investments are subject to investment risk, including the possible loss of the principal invested.

The following investments are not permitted: short sales or positions, margin accounts and/or debit interest; precious metals, stones, jewelry, art objects and other “collectibles” (except as part of preceding administratively feasible investment policy); foreign currencies and securities (unless traded ADR); index options; general partnerships; joint ventures; working interests; loans to third party individuals; “S” corporation stock; private debt instruments without a trust Indenture or Servicing Agreement; assets purchased on installment; life insurance (except in Qualified Plans); and bank sponsored money market accounts.