Individual Retirement Accounts offered by Fiserv ISS

As a leader in the industry, Fiserv ISS has helped many people through the different options of investing. Having a self-directed retirement plan gives you the opportunity to truly diversify your investments. You can use your expertise and knowledge to invest in the types of investments that you understand. This information has been designed to give you a general education about IRA basics.

Traditional Individual Retirement Arrangements (IRA)
An Individual Retirement Arrangement is a tax-exempt trust (as defined in IRC Section 408(a)) allowing the contribution of a set sum of money into a written trust or custodial account where the earnings can grow tax-deferred. More »

Roth IRAs
In 1997, the Taxpayer Relief Act introduced two new types of IRAs, one of them being the Roth IRA under IRC 408A. Roth IRA contributions are NOT tax deductible. More »

Simplified Employee Pension Plan (SEP)
A Simplified Employee Pension is a written arrangement (IRS model or prototype document) that allows an employer to make contributions toward employees' retirement plans. More »

Savings Incentive Match Plan for Employees (SIMPLE IRA)
SIMPLE IRAs were created with the passing of the Small Business Job Protection Act of 1996. More »