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SIMPLE IRA Documents and Forms

The SIMPLE IRA is an employer-sponsored retirement plan for small businesses that allows employees to make elective contributions and requires employers to make matching or non-elective contributions. Employers must complete the 5304-SIMPLE forms to establish the plan for the business.

Employers: To establish a SIMPLE IRA, complete the SIMPLE IRA establishment documents for Employers (5304-SIMPLE).

Employees must complete the SIMPLE IRA establishment documents including the SIMPLE IRA Application and 5305-SA Custodial Account Agreement.

If a check is being included with the application, you may wish to complete the Investment Authorization and IRA Contribution Form.

If you are moving your SIMPLE IRA account from another custodian, you will need to complete the Transfer Form.

If you would like to instruct us to purchase mutual funds and/or variable annuities on a periodic basis for your account, you will need to complete the Standing Purchase Instructions.

SIMPLE IRA for Employers (5304-SIMPLE)

Simple IRA Establishment Documents for Employees (Application and 5305-SA Custodial Account Agreement)

Information for Beneficiaries ONLY: Inherited Checklist Form

IRA Fee Schedule

SIMPLE IRA Amendment/Restatement to Stretch IRA
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Investment Authorization

Transfer Form (and Transfer Instructions)

Standing Purchase Instructions

IRA Contribution Form

Authorization for Payment of Management/Advisory Fees